I work for ITV1- The Tonight with Trevor MacDonald current affairs series. We are making a programme looking at critical illness and life insurance policies. Whilst the majority of policies do what they set out to do and provide a financial safety net in the event of injury or death, some polices do not. One element of the programme is looking at the problems faced by military personnel, who have had difficulties claiming on their private insurance policies. If this is something that has affected you, and you feel you would like to comment on this matter, then please drop me an email on email@example.com. We'd be very grateful of your input.