You've prompted me to have a look at my policy, with a company who use a black horse (that's a black horse!) in their adverts.
Maybe I didn't make myself clear to them when I took the policy out, when I told them that my occupation was 'soldier', as I've just noticed that I am not covered for anything caused by war or terrorists!..........(since taking out the policy a few years back, I've been in Armagh, Belfast and Afganistan!)
It's probably my own fault, maybe I spelt soldier wrong to the rep who visited me and it came out as 'civvy', so I'm off to look for another insuarance company who have no employees who suffer from impaired hearing or from 'f*c you syndrome....I'm on commission here'
Anybody got any suggestions? (as to squaddie freindly insurance companies that is!)
It is my plan to put out the policy through my company and give the lads who take it some form of kick back, I think the forces generally get treated shabbily and its about time a policy was put together to cover troops especially when on ops.
When I get a copy of the terms and conditions it is my intention to highlight the areas of cover and non cover, Nobody should be in any doubt that thier loved ones will be looked after in the event of death or serious injury when fighting overseas.
I have requested that policy be created to suit the roles performed by the modern armed forces and that cover must cover you worldwide. Not only for war and other ops but on the ski slopes when on snow queen or kayaking around the saskatchewan on R&R
Wait out, will post further as I get the details.......
If anyone is deploying in the next few days, please PM me, there is a product on the market that will cover you immediatly but it isn't cheap. If not wait till wednesday and don't die yet
Spoken to the companies today, delayed 24 hrs due to them requiring a 24 month lock in period, basically to make it worth thierwhile. At first glances it appears that the average policy offers between £75k-£100k death benefit, including critical illness and accident cover. this will begin at around £27-40 pm depending on age and wether a smoker or not.
Have posed a series of questions regarding the extent of the cover and require firm confirmation before the product is available.
Very inexpensive way of ensuring loved ones etc are looked after should you get fragged by a spam!
By rights a decent policy should be part of everyones fighting order, peice of mind is priceless.
Wait out until PM tomorrow when I will post more info on where the policy is available from.
Spoke to NAAFI finance (details from the NAAFI web site). They searched around and have found me a policy for about £16/month for £100,000 and critical illness (though they won't pay for critical illness if due to war or civil disturbance)
As soon as your unit or you get information that you are being sent they won't offer you a policy.