I know of MOD civilians who will shortly be deploying on ops. I know of Pax, Towergate Wilsons, Forces Financial, etc, who all offer life / accident insurance for military personnel. But does anyone know if there is anyone who will cover civvies?
Employers should have sufficient insurance for their staff when sending them to such places as part of work. That's about it really, shouldn't need additional unless they are contractors (their own company) or want extra.
We can certainly help MoD civilian employees, and also look at MoD contractors personal insurance requirements on a case by case basis dependent on the nature of their tasks and role. So the civvies could call us on:
00800 11 22 33 06
free from the UK and Germany
+44 (0) 208 4208919
from rest of the world
Forces Financial is a trading name of Stuart Harvey Insurance Brokers Limited who is authorised and regulated by the Financial Services Authority. Registration number 301858. Registered Office: Globe House, 24 Turret Lane, Ipswich, Suffolk, IP4 1DL
Major life insurance providers will cover not only civvies on ops but military who are going on ops aswel, large compnaies like legal and general will cover you however they will add a loading onto your monthly premium which can turn out to be very expensive, but life cover is a must and is worth every penny, and as for the people saying it is your employers responsibility i would suggest ignoring them as it is your responsibility to cover your life(family) for the amount you require e.g mortgage loans and maybe a couple of years worth of your salary to help your family get buy should the worst happen. Your employer will probably pay out a multiple of salary but unless you are mortgage free or live in a cardboard box then this wont be enough.