I recieved my FRI earlier in the year. However I am now seriously considering transferring. I know that if i do put my transfer in I will have to pay back the 4.5k gross as i have failed to complete my RoS of 2 years. My question is how would i have to pay it back, would be a lump sum payment, or would x amount be taken of my wages for however long? I have asked my company clerk, but due to people going on adventure training i will not be able to get an answer for at least another week or two. If anyone has this info to hand or could point me in the right direction on the web i would be most grateful. Cheers -Crow Edited for suasage fingers.