Hi all, I'm thinking of closing a 6 month ISA bond a couple of months early due to unexpectedly needing the money, but just wanted to know what the implications of that is? Obviously there are the direct consequences that are stated in the contract, that of losing however longs interest, or a cash penalty. But what of the indirect? Does this go onto your credit rating, making it harder to get a mortgage or loan or such if you later needed one? Anyone got any experience or knowledge of this? Many thanks!