Identity theft!

#1
I know that the subject has been aired extensively on both the radio and tv over the last few months. Personally I thought that buying a shredder from Office World and turning paper into confetti was the end of it. :) WRONG!!

This fine morning, whilst shuffling paperwork at home I heard the thud of mail hitting the floor. Brown envelopes normally mean bills....or in this case the DVLA logo on it.

Dear Mr R*****e, blah, blah blah. your licence has now been revoked and further enquiries will bee made with the police regarding the drink drive offence and failure to provide a specimen for analysis when requested to do so. 8O 8O

Numb and confused....a little! Shocked and totally bu@@ered more like!

I got on to the DVLA and spent the best part of 45 minutes getting shoved from pillar to post by a variety of very nice welsh women that were little use. Finally the storm unfolds.

I new driving licence was applied for with new address three months ago in my name. The DVLA would not hand out many detail at this stage, however nuff' said. I have been a victim.

My so called accident occured last month in Leeds. The gentleman was of 'Eastern European' decent. Bailed and forgotten now.

I have just applied for all and any info under the DPA from the DVLA. I am not allowed to drive until this is resolved by them and the police. Oficially on gardening leave as I need to drive rather a lot. :roll:

To all of you, beware of this theft. I'm stumped as to how anyone could have obtained personal details, however I am now more aware of PERSEC. :?

Let's be careful out there
 
#2
Do you now have to change your name to 'slowmedic'? :D

Hope the situation gets resolved quickly and that you come out of it without being financially disadvantaged.
 
#4
Not that I want to upset you even more but could this just be the tip of the iceberg? Maybe its worth paying have a credit search against your details done for peace of mind. Using a Driving licence as ID goes quite along way in this country especially once you have a couple of paid utility bills to back it up.

www.Experian.co.uk

I hope it all gets sorted.

BGL
 
#5
I don't think it's your fault, you've been careful but just unlucky. I'd definitely follow BGL's good advice. Hope there's no more shocks.
 
#6
Thanks B_G_L

I contacted Experian and my bank, building soc and solicitor about an hour ago. They are aware. 8)

Experian were very helpful and able to identify measures for reducing id theft exposure. :p

fastmedic
 
#7
I am a privacy nerd.

I burn all unwanted/ unnecessary correspondence in the back garden. I don't sign up to any loyalty card schemes. I am ex-directory. I am aggressive in protecting my Data Protection rights with companies and bodies who ask for what I consider to be excessive antecedent details. I only rarely buy things online using blue-chip companies. And so on. I have removed my details from the Voter's Register, too, anybody can ask for this to be done with their local authority.

I have no problems with identity theft, touch wood.
 
#8
Vegetius said:
I have removed my details from the Voter's Register, too, anybody can ask for this to be done with their local authority.
Just to add, yes this is true and I have done the same. However for general interest people should be aware that there are two versions of the electoral roll. One can be sold to anyone who is willing to pay for it. This is the one you can have your name taken off.

The other is the full version and is used for electoral purposes. You cannot be removed from it, but its contents should be secure.
 
#10
I had a photo licence ( full uk) sent to my address for the lady who owned the house before me, complete with her photo and details, but my address. A few weeks later her husband called round and asked for it. I told him that i had returned it to the DVLC. What i want to know is, why 3 years after the exchange of contracts, did she put my address on her driving licence. More to the point, how stupid is she that she could have left herself wide open to fraud etc.

I hope your situation is resolved asap fastmedic.
 
#11
i was quite surprised about 18 months ago to receive a letter from a debt collection agency, warning me of court proceedings to recover the £17,000 loan i had defaulted on! that one took a bit of sorting out, i can tell you.
 
#12
Before you buy a house or even rent property, for the love of god get it checked for County Court Judgements (CCJs) and so on incurred by previous occupants.

If you don't this info gets stuck to your name like glue and can cause problems when you apply for credit (etc).
 
#13
Vegetius said:
I am a privacy nerd.

I burn all unwanted/ unnecessary correspondence in the back garden. I don't sign up to any loyalty card schemes. I am ex-directory. I am aggressive in protecting my Data Protection rights with companies and bodies who ask for what I consider to be excessive antecedent details. I only rarely buy things online using blue-chip companies. And so on. I have removed my details from the Voter's Register, too, anybody can ask for this to be done with their local authority.

I have no problems with identity theft, touch wood.
I do that too.

I go one step further though, I burn people too.
 
#14
Vegetius said:
Before you buy a house or even rent property, for the love of god get it checked for County Court Judgements (CCJs) and so on incurred by previous occupants.

If you don't this info gets stuck to your name like glue and can cause problems when you apply for credit (etc).
Indeed. I've also been in a situation where a bank error meant that a woman with a poor credit history with the same surname as me (but no connection whatever), was linked to my address. A nightmare to resolve, mostly because the banks think they never make mistakes.
 
#15
ViroBono said:
Vegetius said:
Before you buy a house or even rent property, for the love of god get it checked for County Court Judgements (CCJs) and so on incurred by previous occupants.

If you don't this info gets stuck to your name like glue and can cause problems when you apply for credit (etc).
Indeed. I've also been in a situation where a bank error meant that a woman with a poor credit history with the same surname as me (but no connection whatever), was linked to my address. A nightmare to resolve, mostly because the banks think they never make mistakes.
And this is always the case and the crux of the problem! Any mistakes made by banks, utility companies, gobment offices etc, is automatically your fault!
You always have to prove your innocence!

If you do nothing about it, you're still in the shite and liable to have the bailiffs come around for a visit.

Whatever happened to "innocent until proven guilty?

MsG
 
#16
I used to advise on IT and identity fruad and so was most unchuffed to find that certain banks had been sending pre-agreed accounts for their credit cards.

Upshot - found wife had a number of accounts which first had credits made and then were cleared out to the fullest extent that credit limits would allow. Eventually got this sorted but would advise everyone to do search (equifax aren't bad) at least once a year to make sure you don't have any unpleasant knocks on the door.

During the 18 months of turmoil and aftermath we received letters from debt collection agencies who were coming to clear hose (Bishop would have loved that :) ) and found we were persona non grata with most of the financial institutions.

Can't endore the CCJ checks agains property - have member of church from past place who found that they were suffering from past occupants daugther-in-law who had never lived in house but used address when her credit line and CCJ's against own home stopped her spending.

Other tip - don't buy from unsolicited web links (cheap software is a great source of identity theft - you key in card details with three digits from rear and are told that they can't process your card - few weeks later they have done it for you and your account is empty!).

Good thread - sorry about the news medic. Hope this is sorted soon.

P
 
#17
Lucky_Jim said:
Vegetius said:
I have removed my details from the Voter's Register, too, anybody can ask for this to be done with their local authority.
Just to add, yes this is true and I have done the same. However for general interest people should be aware that there are two versions of the electoral roll. One can be sold to anyone who is willing to pay for it. This is the one you can have your name taken off.

The other is the full version and is used for electoral purposes. You cannot be removed from it, but its contents should be secure.


So which is the version the credit agencies use? i.e., Would doing this affect your ability to gain credit?
 
#18
Using equifax was recommended to us by one of the Banks. Using an agency to check your own credit rating and information does not affect your credit rating, this only happens when an entry is made by a finance house (bank, loan company, etc.) and the results are found to be unfavourable (whatever that means - I know so many who have received Alliance & Leicester pre-approved formsd who are then turned down - and they usually cite 'not enough points' or 'credit rating' as cuase).

You can check your own details with impunity.

P
 
#19
Lucky_Jim said:
Vegetius said:
I have removed my details from the Voter's Register, too, anybody can ask for this to be done with their local authority.
Just to add, yes this is true and I have done the same. However for general interest people should be aware that there are two versions of the electoral roll. One can be sold to anyone who is willing to pay for it. This is the one you can have your name taken off.

The other is the full version and is used for electoral purposes. You cannot be removed from it, but its contents should be secure.
But will this affect your credit rating ? How long you have been at an address is a regular question when applying for credit and the voter roll data is one of the things they check ( it certainly shows on your Experian credit check data)

Will it look bad if you say you have been resident at x for y years and you are not on the voter roll ? Bad enough having BFPO numbers !!
 

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