Well this afternoon I've been royally shafted by HSBC, over the past couple of months I've been slipping into the red and this month plunged in by a couple of hundred quid due to needing four new tyres on my vehicle. I'm due to be stung another Â£150 charge from the bank in august for some ghastly crime of borrowing money so I rang them today to arrange a overdraft. When asked what I needed the money for I explained that it was a buffer for the next couple of months so I can get my finances sorted out again and get myself back out of the red and then cancel said overdraft. Nope, they are more than happy to just continue charging me the Â£150 fee every month instead, perhaps if I said I had a drugs addiction or wanted to simply get pissed up they would have granted me it. Anyway I'm currently waiting on a email from Alliance and Leicester to set up a new account with them and transfer everything over to them. Once this is done what are my options for settling what is "owed" to the robbing cnuts that I'm leaving, anyway I could force them into accepting one single penny a month for the next hundred years?