How was this fair? Out of pocket for not being furloughed..

Arte_et_Marte

ADC
Moderator
We all make choices
Agreed, however there are decent businesses that are hugely struggling, I know a lot are entitled to payments to help, but it's not enough, there are people who were even worse off than I am, if the Government hadn't stepped in, giving temporary measures making it illegal to evict renters who couldn't pay, they'd be on the streets and now those measures have been lifted they still may be.

There are people who have made some great job choices, a friend of main is well paid, working for a huge company in IT and is one of forty that have been laid off.

Those that are in employment who got at least some money, are in a great position given the circumstances and should think themselves very lucky, not whinge about it.

Covid 19 has destroyed people's lives through zero fault of their own.
 

MR_R_SOLE

Old-Salt
And good luck to them.

Its been very tough on some, I know several small contractors who were told. You have to turn up and keep working all for the same pay whislt the PAYE employees of the company tossed it off at home. Posting pics of them getting pissed in the nice weather. Others were just told not to come to work the next day and that thier contracts were now cancelled. This and the fact that some had only been contracting a few months ment that they were ineligible but for the most basic of support.

But as I explained to them if you coose the life of a contractor ( Higher pay, the opportunity to build a company and the nice benefit of picking and choosing the jobs you worked on). You cannot have it both ways. They were all big boys and girls and knew the risks before turning mercenary and going after the big bucks ( those large houses and flash cars dont buy them selves!).

You know the rules you take your chances.
Its a bit like those false socialists that bought thier council houses at a huge discount and now condem anyone who is trying to make a few quid by hard work and taking risks. The same pepole that slate Mrs T and vowed never to vote Conservative but like to reap the rewards that a Conservative government has provided. The bunch of confused #%@#$.


Kindest regards
MR_R_SOLE.
 
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I'm self employed, on fairly low pay. (Builders Labourer) I was off work for 4 months, with no pay, no furlough, not eligible for HMRC payment, not eligible for Universal Credit. I only got by, by selling my motorcycle.

Sorry. Zero sympathy here.

Can I ask why you were off for four months? I'm pretty sure anyone could travel to work if they couldn't work from home.

And builders were still working all over Chepstow. There may have been a short period of time when they didn't work, but it wasn't like four months.

Granted, I don't know all the details; you may have had lots of building work cancelled or something along those lines.
 

Daz

LE
I'm self employed, on fairly low pay. (Builders Labourer) I was off work for 4 months, with no pay, no furlough, not eligible for HMRC payment, not eligible for Universal Credit. I only got by, by selling my motorcycle.

Sorry. Zero sympathy here.
Not taking the piss but why weren't you entitled to Universal Credit or some of the furlough cash? I know someone who's self employed (not building but also had zero business since March) and they were able to claim furlough money for the first few months and are now on Universal Credit while looking for opportunities.

They can also work a limited number of hours and get to keep a percentage of that money. I forget the details but it's something like any money you earn you get to keep around 40% up to a limited value per month (DWP don't nick the money out of pay, just reduce UC accordingly).
 
Not taking the piss but why weren't you entitled to Universal Credit or some of the furlough cash? I know someone who's self employed (not building but also had zero business since March) and they were able to claim furlough money for the first few months and are now on Universal Credit while looking for opportunities.

They can also work a limited number of hours and get to keep a percentage of that money. I forget the details but it's something like anything you work you get to keep around 40% up to a limited value per month (DWP don't nick the money out of pay, just reduce UC accordingly).

The Self employed, like myself, have been able to claim 80% of what they've put through their taxes if you've had either no income or a reduced level of income.

We've had two payments with a third on it's way, in a lump sum. I think there's another to come in March.

But you've had to have done at least a year as self employed, otherwise the scheme would've been open to fraud.

So those self employed for under a year fell through the cracks.
 
self-employed takes many turns these days, best of luck in any case

Self employment should give you job security. You rely on yourself for work.

Hairdressers who work for a shop but who're classed as 'self employed' (when they're not really), or even builder's labourer's who work for a builder, but who're classed as 'self employed' (when they're not really) seem to get the worst of both worlds.

They're employed and dance to the employer's tune, yet when they're not working - for whatever reason - they don't get paid.

I believe a hairdresser has taken her shop to court over her employment status, and won. So hopefully some changes will be happening.
 

MR_R_SOLE

Old-Salt
Not taking the piss but why weren't you entitled to Universal Credit or some of the furlough cash? I know someone who's self employed (not building but also had zero business since March) and they were able to claim furlough money for the first few months and are now on Universal Credit while looking for opportunities.

They can also work a limited number of hours and get to keep a percentage of that money. I forget the details but it's something like any money you earn you get to keep around 40% up to a limited value per month (DWP don't nick the money out of pay, just reduce UC accordingly).


Some small to medium builders have lost everything due to this!. If your working on domestic occupied properties most of the jobs were cancelled. Added to the unavailability of materials ( Plaster, Plasterboard, Celotex insulation and others.) Pluse the sudden rise in cost of materials ment that the 40 grand extention on your gaff is now costing 60k+. Again amplified by the fact that most pepole.of a sound disposition were looking to keep cash in the bank or reduce debt fast ment that alot of pepole especially in the construction industry have fallen thorough the cracks.

But we chose these jobs. We keep going and we are ready to kick start rebuilding the economy ( Again!).

Kindest regards
MR_R_SOLE.
 
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Some small to medium builders have lost everything due to this!. If your working on domestic occupied properties most of the jobs were cancelled. Added to the unavailability of materials ( Plaster, Plasterboard, Celotex insulation and others.) Pluse the sudden price cost of materials ment that the 40 grand extention on your gaff is now costing 60k+. Again amplified by the fact that most pepole.of a sound disposition were looking to keep cash in the bank or reduce debt fast ment that alot of pepole especially in the construction industry have fallen thorough the cracks.

But we chose these jobs. We keep going and we are ready to kick start rebuilding the economy ( Again!).

Kindest regards
MR_R_SOLE.
I'm not disputing any of that and I'm still of the opinion that lockdowns do more harm than good. I just couldn't see how Arte wouldn't qualify for any of the cash the government were apparently willing to chuck at anything and everything.
 
I'm not disputing any of that and I'm still of the opinion that lockdowns do more harm than good. I just couldn't see how Arte wouldn't qualify for any of the cash the government were apparently willing to chuck at anything and everything.

He's either not been self employed for a year, or he's not submitted a profit on his tax returns, if he does them; in effect not paying tax.

I can't think of any other reasons.
 

MR_R_SOLE

Old-Salt
I'm not disputing any of that and I'm still of the opinion that lockdowns do more harm than good. I just couldn't see how Arte wouldn't qualify for any of the cash the government were apparently willing to chuck at anything and everything.


The scheme for the self employed ment that you had to have at least a years books to claim against. If you have a mortgage UC won't give housing support as quite rightly the won't pay your mortgage for you. If your partner works and earns over 18k a year your are not entitled to Universal credit.
The Government were chuking cash about but some people will invetably fall through the cracks.
Yes its not fair but thats a Capitalist society. We all make our decisions in life we can't have ot both ways.

Kindest regards
MR_R_SOLE.
 

Daz

LE
Self employment should give you job security. You rely on yourself for work.

Hairdressers who work for a shop but who're classed as 'self employed' (when they're not really), or even builder's labourer's who work for a builder, but who're classed as 'self employed' (when they're not really) seem to get the worst of both worlds.

They're employed and dance to the employer's tune, yet when they're not working - for whatever reason - they don't get paid.

I believe a hairdresser has taken her shop to court over her employment status, and won. So hopefully some changes will be happening.
You can add Uber/DPD and a whole host of others to that list, there's a lot of people out there taking the piss with 'self employed' status
 

MR_R_SOLE

Old-Salt
You can add Uber/DPD and a whole host of others to that list, there's a lot of people out there taking the piss with 'self employed' status


Very true but don't forget it has also benfited those working under bogus self employment too!.
Kindest regards
MR_R_SOLE.
 
The scheme for the self employed ment that you had to have at least a years books to claim against. If you have a mortgage UC won't give housing support as quite rightly the won't pay your mortgage for you. If your partner works and earns over 18k a year your are not entitled to Universal credit.
The Government were chuking cash about but some people will invetably fall through the cracks.
Yes its not fair but thats a Capitalist society. We all make our decisions in life we can't have ot both ways.

Kindest regards
MR_R_SOLE.

Would UC not even pay the mortgage interest?

I don't know, but it seems strange that UC will pay a landlord rent, but not someone's mortgage interest.
 

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