How to buy a new car?

Discussion in 'Cars, Bikes 'n AFVs' started by flamingo, Jun 30, 2010.

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  1. Hi Guys, as always I am turning to ARRSE as usually there is somebody on here who will give excellent advice from first-hand knowledge (and twenty more who don't allow total ignorance to stand in their way of expressing an opinion, but can be very amusing!)

    Anyway, I am thinking, for the first time, of buying a new car. Nothing exciting, my sole must-haves are three three-point seatbelts in the rear, an auto gearbox, and (preferably) 4 doors minimum. I am also thinking of diesel.

    How is the best way to go about getting the best price (budget is a big concern) and best finance deal? I do have the option of bank loan, or throwing the lot onto the mortgage, but I am not adverse to a dealer finance with a deposit, 3 years monthly and a lump sum at the end.

    Warranty and servicing deals are also important, which is why I am thinking more main dealer than car supermarket.

    I'll probably be keeping the car for a long time (6+ years)

    Any advice and tips?
  2. Buy nearly new, or a cancelled order, let someone else take the initial hit.
  3. I would start by saying, "DONT BUY A NEW CAR" the depreciation is rediculous, have a look at motorpoint and nearly news for a start, there, Ive saved you 50% already.
  4. My current car cost less than 8K and was less than a year old when I bought it, it had 6k on the clock as an ex rental, full service history etc. Full book price for same make and model from dealer six months earlier was over 26K
  5. You can pick up airport chauffeur service Mercedes and Volvos at auction for ridiculously low prices according to the guy that picks me up for my flights. Look for cars a year or so old with FSH in immac condition, but slightly high mileage - 40,000 miles is nothing to a Merc Diesel. The cars are usually black or silver in colour with the full monty fittings inside. I cant remember where the Heathrow cars go for auction though, sorry.
  6. Does this apply to Lotus? Looking at the Elise and I can't see it.
  7. Cash may be available via loan/finance/mortgage but why pay for a new car and take on a larger debt than you need? As already said above, as soon as you roll off the forecourt in a new car you lose at least 25% of its purchase price and within a year it's closer to 50%. is always an excellent start - look around the site, find the car/age you want then look for best prices.
  8. If you insist on using a dealer for a "new" car, at least look for an ex-demonstrator as they usually come with a full warranty as if new, all the options and a significantly discounted price.
    Better yet, as stated above get a one year old car.

    Some brands have longer manufacturer waranty than others (anything up to 5 years) so do a bit of research and consider those brands as your best bet but they may not match the type of car you are looking for.

    Also look for Interest free or low interest deals that some brands offer from time to time (usually only on new cars but you might get the same deal on an ex-demo). Know ahead of time what the rates are for a loan from your other sources.

    Ignore any "aftermarket waranty" that a non-franchised dealer might offer you with an older car - they are generally worthless pieces of paper.

    Almost anything you can buy will have three point belts in the rear but autos are generally uncommon on anything other than high-end brands and unsatisfactory on smaller engined cars so you will mainly be looking at the Merc/BMW/Volvo/Saab/Jag end of the market.
  9. Thanks for that, guys, and taking the time to reply. Let me know if you are looking for an Elise, StickyEnd, I have some contacts with Lotus, but they don't do an automatic and can't fit kids in the back, so no good to me!

    It needs to be smaller than Volvo or SAAB (both of which I've had in older, and do go on for ever!), and nobody around South Wales seems to have ex-demo automatics, so I'll probably have no choice but go the new route. Also, I want a good warranty, and as said, I've yet to have an after-market warranty from any dealer that covered anything except the cam-shaft snapping on a Thursday in June between 15.00 and 15.30.

    Three-year warranty seems to be average, as far as I can see.

    Anyway, we think we have found what we like (and a plan B), any tips on negotiating a better price / higher spec / cut-price servicing? I've given my details to the two main dealers I'm interested in, and am waiting for them to get back to me.
  10. If you have decided on the car, don’t be afraid to walk away if the deal is not as good as you want. Remember the sales man will know how much and what he can give away on the car and if he is good at his job will have an answer for any objections you will put his way, sit down and let the sales man go through the whole sales process if he spends the time with you he will want return on his effort.
    The old one like going in near the end of the month (they might be near the next band on their pay structure) is always worth a try, or see if they have any pre reg or ex demo cars that they may discount more than a new car.
  11. TheIronDuke

    TheIronDuke LE Book Reviewer

    Buy a big Beemer / Audi / Jag with 80k+ on the clock for £7k.

    Spend the rest on drink / drugs / escorts / yots / explosives / Galliano jackets

    Change the oil every year.

  12. Well, that would be my plan - has been my plan for the past 20 years of car-driving, but the Mrs wants something smaller and newer (parking space is tight). I've finally given in
  13. So looking on the 1st July was not so good an idea! Never mind, I don't actually need the car for a few weeks, I'll sit back and wait for the phone-calls to roll in!

    My favourite so far was the Ford salesman who tried to tack on the extra for metallic paint, despite us specifically asking for the base colour (the Mrs likes red, it's the first choice), as "there are none available in red", you'll have to pay it".
  14. :D thats what I did, 20 year old W124. cost feck all and still got at least 200,000 to do onn the clock