I can see how DFS would have a sale. Warehouses full of old stock, new lines coming in and nowhere to put them. Sell old kit at lower price to shift it and to make space. If you're happy with last years sofa (because who the fuck other than the mrs and her gobby friends really cares?) then crack on and get it for cheap. I'm getting the feeling that NatWest would rip me off all year round if they could. They can afford to take a price cut just like DFS but loans and house insurance aren't physical objects. "Ah boss we've fucked up! All these 2007 bank notes are taking up valuable warehouse space, and everyone's going to want the new shiny 2008 banknotes in store by monday." Me thinks not. I tell you what NatWest, stick your "Winter Sale" up your cheap-pin-stripe-suited arrse. Rant over!