The subject of home ownership still doesn't seem to be getting taken seriously, despite it being a recurring theme on every CGSs briefing team visit i've ever been on. i'm now in a position to write to my MP with a cc going to john reid about the lack of sp given to the army, the disparity accross the 3 services and ultimately, whilst many schemes are in place for other public servants and key workers, these are not extended to the army. eg, social workers (of all people) are entitle to affordable housing normally 15-25% discount on new developments! the final nail in the coffin is the incremental increases to SFA. therefore, i ask for any original ideas for encouraging home ownership into the army across all Arms and services and including all ranks...this is indeed a rank range issue...i know of many snr officers who have yet to get a foot on the elusive property ladder. ideas for starters maybe: - a sizeable retention bonus only to be used for home purchase- ie a replacement for 5 yr money to be extended to all ranks and to reflect the current housing market, ie, Â£15K in return for say 7 yrs ROS? - an interest free loan to assist with deposit? - a government sponsored mortgage lender that offers preferential rates and understands the extingencies of the service - a rentback scheme, eg, when a serviceman has to vacate his own home on posting, DE rent his property at market thus providing guaranteed rental income and peace of mind.... am i barking mad...or are these realistic?