WHAT! This topic was posted on the NAAFI Web Site. The last time I had the misfortune to pop into a NAAFI in the UK there was a NAAFI representative sitting at a table outside the BAR selling loans and Credit Cards. How can this help the New Recruits? Fact.. Banks want everyone to take on debt. The article goes on to say how the NAAFI are trying to get each recruit a cheap bank account, cash point cards etc. Then said recruit will be able to pull his wages from the wall, run out half way through the month and get an overdraft. Perhaps even a NAAFI loan from the girl sat outside the NAAFI Bar. Pretty soon, young squaddie is deep in debt with NAAFI calling his OC. Of course, NAAFI love this. Squaddie pays hefty interest on outstanding debt and has no chance of escaping as his OC now knows so his CSM/SSM is keeping a keen eye on him to ensure he pays up every month.