Just wondering if anyone can help? I have been in the army 9 years now, ever since leaving school all my addresses have been military addresses. My parents divorced and the family home was sold so I have no civvie home address that I can use. I recently applied for a credit rating as I am wanting to get a mortage and was shocked to find that my credit rating is poorer than a pikey (no offence to pikey's intended) and that a 18 year old chav (again no offence to chav's intended) would have a better chance of getting a credit card than me. When I spoke to company they said I would be a offered a wide range of platinium cards had I been able to provide a home address basically I am classifed as homeless according to these credit card companies. Talk about a bit of kick in the nuts! I earn near on 30K a year have no other outgoings and can't even get a credit card. Worringly becasue I can't even get a credit card few mortage lenders would even touch me without me getting ripped off by them. So here is the problem I need to a credit card to improve my credit rating so I can get a mortage and buy a house with my girlfriend. As it stands I cant do anything without a civvie address to use but have not lived at one since joining the army, can't use my parents addresses as my mother lives with a her new husband and my dad bless him buggered off overseas! Has anyone had similar problems? Any useful advice much appreciated! Its a sad state of affairs when you've served 9 years earn a very good wage and can't even get a bloody credit card! Have reached that point in life when I want to start settleing down with my beautiful girlfriend get a house get married and start planning for a family (It hits us all!) and can't all becasue the facist state I work for considers me homeless! (Joking about the facist bit!) Thats just bloody gratitude for you! Can anyone help? Many thanks Sneaky Barstard.