For the last 2 months since the FFR went to 1.17, Ive noticed a drop of about â¬150 in pay per month (Dec & Jan). The LOA has been put up to balance the falling Â£ and of course then there is the reduction in LOA perse. This still does not answer the fact that I still have lost out by the said amount before and since the LOA cut. Is LOA not to balance out pay to ensure that the same amount is generally received each month dependant on the FFR? I have my pay go into a German bank account which I know is my own choice. However I should not loose pay in the process considering that prices have not dropped over here. It becomes heavy when a bread roll over here costs about UK 43p. Can anyone shed light on this matter or has anyone else come accross this problem?