Whilts drinking tea and idly scanning through the intranet for any little gem of light on a boring day, I came across some info that: The FAFPS is to implemented in Apr 12, it also hints that those within 10 years of their normal retirement on 01 Apr 12; age 55 for AFPS 75 and 60 for AFPS 05, would be unaffected by the change in this transitional period. After the recent Hutton review we know change is coming and it will affect all in service at the time, what does this mean in real terms? Those with less that 22/18 (75/05) would they lose out on what they had earned to date? As less than the minimum QS does not an immediate pension make? Would it force those who are not at their IPP to transfer their years earned to the new scheme which is a career average scheme and not a final salary? Would the normal pension age rise to 65? The CoC remain either reticent or more likely uninformed at present, the consultation with SSAFA, FPS, RBL et al is to take place in the New Year. Please dear FPS bring your torch and shed some light in this military murkiness.