I am after advice from the ARRSE hivemind. I left the army a couple of years ago having qualified for a pension. I made the decision to pay off all my debts with my lump sum, including getting rid of the negative equity house. I now need to find a reasonable lump of cash (25k) fairly quickly. Before I borrow I wondered if there was any way I could leverage my pension. I am on a decent salary now and so dont need the small amount that I receive on a monthly basis, but do need to find the lump in comparatively short order. The Internet doesn't seem to understand military pensions. Can I borrow against it? Can it be transferred? I have a couple of very well performing private pensions so if I can use the military pension to solve my immediate problem it would be very useful. All sensible advice gratefully received (by Mon morning if possible!).