Gents I am a forces pensioner, I retired in 1990 and recived my age 55 top up some years ago. At this moment in time an oldmate is visiting and we where disscusing Army Pensions for he is due his top up at 55 later in year. I said well "I'm looking forward to my state pension at 65, make a decent monthly pension with the Forces pension." 'Ah but you will not get the full state pension at 65 for it's reduced when your on two government pensions. Could anyone give me more information so I may make long term spending plans. john'