I guess we all need a few laughs in this time of financial turmoil: I was at my bank today; there was a short queue, just one lady in front of me. An Asian lady who was trying to exchange Thai Baht for pounds. It was obvious she was a little irritated ... She asked the cashier, 'Why it change? Yesterday, I getta two hunat pounds fo Baht. Today I only getta hunat eighty? Why it change?' The cashier shrugged his shoulders and said, 'Fluctuations.' The Asian lady says , 'Fluc you too!'