Me and Mrs Skjold are in a bit of a spin. We are unsure as to whether to fix our mortgage repayment at the current rate of 4,2% or ride shotgun, and see how the market plays out? Rumour has it that the rate may even drop to an all time low of less than 2%. So what would the more money minded arrsers do, or have you yourself fixed the rate and come of better or worse. Sincerely SK p.s when we bought this house 1 year ago the rate was 7%.