To cut a long story short, I have a portfolio with a risk grading of 3 with a large company of financial advisors. 12 months ago they informed me that my portfolio had lost Â£20k ish and 6 months ago it has lost a further Â£60k ish. I did ask why this had happened (economic situation was my thoughts but wanted to hear their side) but more importantly how this was allowed to happen given all the warning signs!! Effectively they have undone about 5yrs work! I am still awaiting a reason as to why this was allowed to happen under their supervision. I will be having a meet soon with them and would like some thoughts as to my next move with them by those more economically minded than I. Do I ride it out or get them to run its course and not re invest once shares are sold? If I do sack them, is land or housing the way to go? Any thoughts/advice taken into consideration or indeed any questions that I should be asking this guy when he comes to visit? my thanks in advance.