DEBT ADVICE For online CAB advice via the Internet, visit www.adviceguide.org.uk National Debtline Free telephone-based information and advice for people in England and Wales. National Debtline: Telephone: 0800 080 4000 or visit www.nationaldebtline.co.uk Consumer Credit Counselling Service A charity funded by financial services industry specialising in free debt management plans for people in England and Wales. Telephone: 0800 1381111 or visit www.cccs.co.uk Payplan Recommended by some trade unions and employers. Free, confidential and impartial. Telephone: 0800 917 7823 or visit www.payplan.com The Money Advice Association Gives details of your nearest advisor for people in England and Wales. Telephone: 0113 2708444 or visit www.m-a-a.org.uk Advices UK The new name for the federation of Independent Advice Centre. It is a large network of advice-providing organisations. Telephone: 020 7407 4070 or visit www.adviceuk.org.uk Unison Member Free debt line 0800 389 3302, Monday to Friday 8 am - 9 pm, Saturday 9 am -1 pm Business Debts Debt counselling service for the self-employed and small businesses, free confidential and independent. Telephone: 0800 197 6026 or visit www.birminghamsettlement.orq.uk Community Legal Services Direct To speak to a qualified advisor about debt and benefits. Telephone: 0845 345 4345 or www.clsdirect.org.uk to find a solicitor specialising in debt local to you. Solicitor's Specialising in Debt Ask at your local CAB about solcitors in your area, offering a âfree half hourâ or initial interview free of charge.