Rio Ferdinand fined £45,000 for racist comment at Ashley Cole - should have been £4.5m, that would have hurt him: Rio Fined For 'Choc Ice' Twitter Comment Rio Ferdinand has been fined £45,000 for comments he made on Twitter about the John Terry racism trial. The Football Association's Independent Regulatory Commission found him guilty of improper conduct after he endorsed a comment about Chelsea defender Ashley Cole. On July 14, the Manchester United defender received a message on his Twitter account describing Cole as a "choc ice" - a term understood to mean someone black on the outside, but white on the inside. He wrote back, saying: "I hear you fella! Choc ice is classic hahahahah!!" Cole gave evidence on behalf of Terry in last month's high profile race trial. England defender Terry was cleared of racially abusing Ferdinand's brother Anton during a game between Chelsea and QPR last October. A statement from the Football Association said: "The commission decided that the comment was improper and brought the game into disrepute. "In addition, the commission found that the breach included a reference to ethnic origin, colour or race. "Ferdinand was fined £45,000 and warned as to his future conduct."