are there any ex-British Army ex-pats in NZ, who can give first-hand advice? asking on behalf of someone who is looking to emigrate with immediate pension. interested particularly in the pension issues etc - is it still index linked when you emigrate over there, most cost-efficient way to get it paid (UK account, NZ account, other account) etc. any other financial / pension considerations when emigrating out there, having completed >22yrs? immigration points etc not an issue here - just interested in the financial considerations. also any comments on army pension vs cost of living, tax etc very welcome. cheers.