Deploying - wills & insurance?

I'm trying to see through the guff from my unit admin staff. They have come out with some useless garbage and I'm not convinced.

What do you do with respect to wills and life insurance for your troops upon deployment? Do you get them to do a Service Will or sign to say no thanks? Life insurance? Where do you stand as far as duty of care and all that?

Thanks for any pointers.
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