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Demise of the city centre

Has COVID-19 made any difference? The fish and chip van I go to takes cards. All the shops in the village/town up the hill take cards - with the exception of the butcher, but he was talking of changing.

Cards can be an issue for small business, but with the need to reduce things people have physical contact with, you would have thought the banks would help.

My local kebab van is cash only.
 

Cold_Collation

LE
Book Reviewer
Has COVID-19 made any difference? The fish and chip van I go to takes cards. All the shops in the village/town up the hill take cards - with the exception of the butcher, but he was talking of changing.

Cards can be an issue for small business, but with the need to reduce things people have physical contact with, you would have thought the banks would help.
Handling fees. None of the barbers near me take cards and it’s nothing to do with money laundering.
 
Missus reckons she's seen a story in the local rag where a car dealership building is to be converted into offices. As if there aren't enough vacant office buildings around already that will never be occupied in future, given the shift to working from home. Which genius thought this was a viable money-making idea?
 
Missus reckons she's seen a story in the local rag where a car dealership building is to be converted into offices. As if there aren't enough vacant office buildings around already that will never be occupied in future, given the shift to working from home. Which genius thought this was a viable money-making idea?
See What the monkey and HM said, ref Geordie Best. ;)
 
Has COVID-19 made any difference? The fish and chip van I go to takes cards. All the shops in the village/town up the hill take cards - with the exception of the butcher, but he was talking of changing.

Cards can be an issue for small business, but with the need to reduce things people have physical contact with, you would have thought the banks would help.
Why are cards an issue for small business? Processing cards used to be expensive for low value items; 25p on a £5 purchase is a lot of margin. But there are card terminals now that charge a small percentage of the transaction. And some that are free. There’s no excuse or reason not to accept cards or to charge customers for using them.

Here in Aus, 85% of customers pay by card now. Approaching half of the adult population haven’t drawn cash in the last four months.
 
Has COVID-19 made any difference? The fish and chip van I go to takes cards. All the shops in the village/town up the hill take cards - with the exception of the butcher, but he was talking of changing.

Cards can be an issue for small business, but with the need to reduce things people have physical contact with, you would have thought the banks would help.

Don't be daft. Banks help businesses ? What have you been smoking ?
 

Yokel

LE
Why are cards an issue for small business? Processing cards used to be expensive for low value items; 25p on a £5 purchase is a lot of margin. But there are card terminals now that charge a small percentage of the transaction. And some that are free. There’s no excuse or reason not to accept cards or to charge customers for using them.

Here in Aus, 85% of customers pay by card now. Approaching half of the adult population haven’t drawn cash in the last four months.

I have no idea - the point I was making was that even the guy running the fish and chip van allows you to pay by card, and that is without a landline connection.

Don't be daft. Banks help businesses ? What have you been smoking ?

I know - not likely, through the banks are happy to take the business.
 
George Best and slappers? Don't think so. He was in bed in a hotel room with two Miss Worlds and champagne bottles everywhere. Porter looked at him and asked "where did it all go wrong George?"

One, it doesn’t need enhancement.
Mary Stavin, svedish.

PS. You missed that he’d had a (rare) win at the casino, and there was a bunch of readies on the other bed.
 

Blogg

LE
I have no idea - the point I was making was that even the guy running the fish and chip van allows you to pay by card, and that is without a landline connection.



I know - not likely, through the banks are happy to take the business.

Of course: terminals link via smartphone or have own 3/4G connection. Not that expensive now, although new and small businesses do get charged more as they represent a risk to the provider

The "don't take cards" bit is in some cases related to the small fact that all those who offer such card acceptance services have to report the settlement payments they make to businesses to HMRC and have done for years.
 
I do have to ask. But what's the attraction to a Mobile Phone shop? They seem to be breeding like rabbits. In my town centre, that I know of, there's maybe 4-6 of them all within five minutes of each other. They can't be that profitable surely?
Now there's another such shop opening in my home setlement (it's a bit too big to be a village, but no where near what someone would call a town).

My local copper, ex-mob, would mutter “money laundering”.
 
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