Discussion in 'Finance, Property, Law' started by PartTimePongo, Oct 2, 2005.
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Simple. Leave when you are 30, get a decent job in a region of he country where you can afford to buy and jobs-a-good-un. Bemoaning your lot if you are a London based civil servant or an officer who moves around alot is pointless. If you don't like the situation the army puts you in then leave, but for Gods sake don't have some bizzare desire to own a house in the home counties when there is an entire country to choose from.
My Sister's just seen this .Â£4,500 squids to find property says she? I can do that standing on my head. She speaks French like a bloody native, lived there for years and is engaged to some Frog Property Baron (I know the shame , my name is PTP and my sister dates a frenchman )
The fact is, there's good money there , and you can still get reasonably priced stuff near Paris.
France is the last place I would move. In the next 10 years they are going to have to do the same kind of social and economic re-stucturing as the UK did in the late 70's and early 80's. The knock on effects won't be pleasent for taxable people I think.
And I thought the Annington homes sell off would be to enable Army to buy their properties at preferential prices, therefore enabling everyone to have their feet on the property ladder. Didn't realise that they were going to populate army estates with whinging civvies who complain every time you fire up a CR2, or have the audacity to use the 25m range on a sat morning.
Hopefully, the whole "regional goose egg" system proposed under FAS will allow people to put down some roots and purchase property. However, the way we are going with op tours etc, will we ever get a chance to live in them?
What is he dripping about? Is he trying to say that a Major and a teacher cannot afford something more than 140,000 pounds (yes I know that he only mentioned his salary-but why not his wifes?) ? Me thinks he should get his fcuking finances sorted before whinging to the papers about the cost of housing!
I know this guy. Not a bad lad but obviously didn't do want most of us sensible ruperts have done and bought a small house to rent out 5-10 years ago.
Maybe this is the first step in returning parts of France to English rule, as in the good old days of Henry VIII!
Are you sure you are in the right job?
Having just bought our first house, the only reason we didn't buy sooner was that we were not in the country at the time so had no chance to look before the prices shot up! We were very sensible and saved our house deposit. Unfortunately our savings crashed while the house prices rocketed!
Which ever way you look at it, banks will still only offer in the region of Â£150,000 for a Majors salary. Adding a small second income doesn't increase the mortgage available by much! And in most of the country that does not buy you a house to live in as a family with 2 or 3 children!
And I feel Matelot is quite wrong in his comments regarding wifes income! When you have children and are posted around every 2 years as officers are want to do, it is likely that they felt it irresponsible to include a second income that varies according to when and where the jobs are!
I have no idea if I will be able to get a job at our next posting, add to that cost of child care and there is not much money left left if you can only work part time!
I think the people buying in France made a sensible decision to ensure that they can actually afford to pay the mortgage.
Looks as if hes got his head up his arrse, Dream on Maj and welcome to the real world. If he were to hang on a bit there'd be plenty of cheap houseing for sale in the countryside, so the Countryside Alliance keep telling us.
I was implying that if he set his sights lower and got on the housing ladder now but buy something within his price bracket by the time he retires he could sell that house and buy a slightly larger property using his gratuity or progressively purchased a larger house when his income allowed it.
I can't buy the house I want to now, but I know that I can get there in time with some careful money/property management.
Are you trying to say that he's the only one in this position? What about all the people who choose not to uproot their partners/wifes/husbands/goldfish lives everytime they've got to move because they deem that to be irresponsible especially if the partner already has a good career? I choose to live away from where I'm based as it allows me to have long-term stability in my life. My point was he was whinging about the cost of housing and commenting that he couldn't afford it on his wages. How many married couples do you know that apply for a mortgage and choose to leave out one of the incomes? If she was a shopworker, then fair enough but she's a teacher and no doubt earns a good salary. So with their two combined salaries, they can afford more than Â£140,000. It all depends on what he's looking for but the way he's made out his finances is a tad bit irritating.
He has to live in France? With the good weather, good food and wine, lower crime rate, decent public transport, secure nuclear electricity, and damned fine women? The poor bastard!
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