I know, I know, I've spent the past year or so accusing bikers of being bummers, but I think it's time to resurrect my teen years and get a 125 scrambler for getting around the big shit pot that is London. I've seen quite a tidy looking little supermoto jobby (basically a motocross bike with road wheels and tyres) for just over 3 grand brand new. This is well within my budget and it seems like pretty good value for money. It looks cool and all the reviews say it is the nuts. For an extra 150 quid it comes with extra off road wheels and tyres so I can use it at weekends for tearing around the woods. So today I looked at insurance, I've been on a load of the price comparison sites but the cheapest I could find insurance for is over 1200 quid! What the fcuk!? I have a full car licence (I'll be riding the scrambler on a bike provisional with CBT and L plates), I'm over 25, live in a nice part of town, have some no claims bonus, no convictions in the past 5 years, home owner, position of responsibility at work etc. etc. Why is it so expensive? By way of comparison, I was paying around £600 for a 50cc when I was a spotty 16 year old youth. I currently pay under £800 quid a year for myself and the missus to both be insured fully comp on our big **** off Nissan truck. Even our brand new Alfa Brera S was less than a grand to insure, again that was for both of us. Any ideas why bike insurance is so hefty? I've looked at other types of bike on the off chance that the one I want is some super Gucci nickable one but they all appear to be around the same price.