Just a word of warning to all those based in BFG who are insured 3rd Party Fire and Theft with AXA. I recently hit a deer on the Hohne to Fallingbostel Range Road. No problems I thought. My brother in law (German) hit a deer a few weeks ago and his 3rd Part insurance paid up for it. So I rings the company up and they tell me to get the car damage checked over and they will have it repaired. I asked them to send me a claim form online. Imagine my surprise when I was told " As you are NATO forces you are not covered for Game damage" Now lets get this straight. 1. I could have read the small print of the Insurance agreement. Rather I would have if I had been given the same booklet I was sent by the head office. 2. This area is renowned for this type of accident so why wasn't I verbally warned and made aware of the clause when signing the contract? 3. It is not a NATO rule............It is AXA's own rules. We are being treated, yet again, as second class citizens and being discriminated against. I have checked over 20 insurance companies now and they all cover game damage on 3rd party insurance and you dont lose any no claims. AXA make you pay Fully Comp and you will lose no claims. I was fobbed off when I asked questions. I was told "We should be lucky to get insurance and the premiums are cheap" (or words to that effect). Now confirm my premium against the other companies and that is not the case. It s nearly double some premium quotes. I have taken the matter to the Insurance Ombudsman in Germany and thea are addressing the case. I will also point this matter out to G1 in UKSCG and BFGLO. Why should a company be able to get away with this. It should be struck off the BFG insurance list. BFG Premiums are high enough without being discriminated against in the process. Apparrently you can now have any German Insurance company you wish as long as they will insure you as a BFG member. I'm leaving AXA and I suggest those who are at danger of driving in areas with heavy game movement should do the same otherwise you will be screwed too.