Let me please explain the question with a short story. Many years ago in the days of the Cold War as a young and very inexperienced Dwarf my sub-unit had occasion to be co-located on exercise with a tank unit in a German wood. This was my first time with tanks and it was all new. I had to cross a track in the wood which had a low rise followed by a dip so one couldn't see what was coming. In mid-path I hear... Rumble. "What could that be?" asks my youthful inexperience as I pause........(In a wood full of tanks!!!!) RUMBLE "I wonder what it is" .................(A TANK FFS) RUMBLE At which point my instinct for survival cut in, kneed my youthful inexperience in the groin, and threw me off the road. Just in time to see two scimitars FLY over the rise, the lead one landing on the precise point where I had paused, and disappear round the next bend at speed. The driver blithely unaware that he had come within an instant of leaving a messy Jackson Pollock in the road, and saved himself writing out a report, (with all those long words) and a tedious time of cleaning bits of Dwarf out of his running gear. As I picked myself up from the deck, amongst expressions like "mad feckers", and "wait till I get my Mum on you" passing through my mind the following question arose and has been with me ever since. "Do tankies drive their civvy cars like that?" - Does the armour round them make them feel invulnerable? Do they need special insurance? Does anyone have an opinion?