I was on the lower end of the pay scale in 1993
unemployed after just leaving the army mortgage to pay two teenage kids living at home , and the biggest bug bear , I had my pension to fall back on , so I couldn't even claim free anusol on prescription for my piles
we seemed to manage on about £45 a week............................f ucker along the road hadn't had a job since they closed Dundee dockyard , and that closed in 1973 the year me and Doris got married, obviously had highers in benefit scrounging
and I went job training to try and sort things out, eventually getting a driving job , then spannering , then driving again all on shit wages finally got a pretty decent job as civ ftr at Leuchars for about £140 /week , but had £20 arrested for a year then £10 for a second year to pay back tax from a failed business so I won't be lectured on living on little money........... you cut your cloth according to your pocket, and yes , we did use a credit card ....we paid up front for a couple of holidays ,a nd cleared our debt as soon as we could ... she had shit jobs as well........................ and when wages went up annually and we could have reduced the mortgage due to inrterest rates falling we kept the payments the same , or increased them, eventually knocked 5 years off it
Me and her actually did manage to take a decent holiday though, she was doing HNC business admin , and she took a student loan to pay for it....which never got paid back as she never earned enough , but there was always the chance the government of the day could change and force it paid back
that two weeks self catering in Crete got me out of the clinical depression I was suffering (ever had clinical depression , not a mental thing, just your body fighting itself all the time sleeplessness , ....... just basically shit, and that two weeks in the sun sorted things out , but it was a long slow journey, and although I had the pills that could help I rarely used them, apart from the fact I had to pay for the prescription , which just pushed me further down
I will add , I never had a well paid job since demob , ask any civil servant at the coal face