The email receipt from Wetherspoons came from email@example.com which looks kosha to me.When I get an iffy looking email purporting to be from a legit organisation, I always try and expand the sender's details to see the actual email address the email has come from. For example, the sender/header might be shown as 'Royal Mail' but expanding the details won't show me 'www.royalmail.com', it'll show something more suspicious like 'firstname.lastname@example.org' etc. Scammers rely on email recipients accepting emails at face value without looking too closely, so always dig a bit deeper and see what shows up. But don't open any links in the email body, obviously.
Oh, and I can thoroughly recommend First Direct as an alternative bank with negotiable levels of security (voice security being the main one), UK-based personnel and - from personal experience - a watchful eye on your account for unusual activity.
Which is my original point. I’m fully aware that scammers use their own and probably disposable email addresses which any decent email account (ie Yahoo which I’ve used since about 1995) will just lob into the trash bin and I will never see them. All good.
If the dodgy emails do somehow get through, and if I do have any suspicions I will then always carefully check the senders email address to see if it’s real.
These email receipts that I referred to in my OP are different, in that they appear to be genuine in every way which means my card appears to have been skimmed .
I do have a local shop/convenience store that is a bit iffy and I’ve now resorted to only using cash there. However my problem is that I’m now in a catch 22 situation in that I cannot cancel my card as lost and stolen because they’ve blocked my phone banking service and the online facility (as I’ve explained upthread) is unusable, at least by me, because I’m only human.
I think the best bet is that I drain the account from a cashpoint so there is nothing left in there for them to steal, and then open an online account.
The curious thing is that whoever is actually using the card is only nicking £3 or £4 at a time, and then only at a intervals a month apart.