All things PAX.

@PAXBloke
Hi,
A week ago I received an email regards my claim saying that they now had all my medical reports from the doctors and specialists who have seen me and that in order for them to finalise my claim, the reports and medical records had been sent to their medical advisor so that he could provide a final report on my functional disability.
Just wanted to ask what dose this entail and how long is this report likely to take to be done?
Thanks
 
Hi Borise,

My apologies, but all depends on the complexity of your case, the amount of data to get through, and how many other cases the medical advisor is working though. I can ask, but I know that the answer will be, 'we don't know'.

Regards,

PB
 
PAX personal accident will pay out for a ligament injury caused by an accident that results in a permanent disability.

Unfortunately, unlike fractures, there is no payment if you make a full recovery.

Regards,

PB
 
Hi, please may i know if your claim for NFCI has been settled by PAX? I currently have a colleague waiting on PAX on same issue as his doctor didn't state the injury was permanent, however PAX told him they are waiting on report from Gosport to support his claim. Thanks
 
We are still in some sort of disagreement, the made a settlement which I am not in agreement with and the doctors from gosport wouldn't want to comment on some technical issues about their report, so I am still waiting for some report from a separate specialist. Other than that the claim would have been settled by now.

Your friend will have to wait till they receive the report from gosport, it takes about a month or so. If his mo said he/she didn't think it's a permanent disability, then it's more than likely that the report from gosport will say same and if that's the case pax wouldn't pay out. Pax only pays out for nfci if it's let to or is giong to lead to a permanent disability.
 
Thanks so much for your response. He's in the waiting game. One of our colleague's doctor didn't say anything in the column where it asked if the injury is permanent. However he still got paid in full cos we all believe the report from Gosport says its permanent. Above all, i think PAX is only using that to make excuse not to pay...its disgusting. Cos their policy states they'll pay on Medical diagnosis of NFCI which i believe they assume NFCI is permanent even without doctors report saying so....
 
Apologies for the delay, I was just confirming the fine detail with the claims team.

The policy wording changed in Jan 2014. A NFCI from that date qualifies on diagnosis, those suffered prior to Jan 2014 require proof of a Permanent Disability.

The claims team are not looking for an excuse not to pay, but they are obliged to ensure a claim is supported by verifiable medical data.

Regards,

PB
 
Hi mate, I recently ruptured my ACL and meniscus playing football resulting in reconstruction with a hamstring graft, resulting in p3 permanent downgrade. Am I eligible for a claim ? Cheers
 
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@PAXBloke does PAX cover head injuries? I can't really see anything tbh. I had a TBI in 2016 attributable to service. I'm still downgraded as I type as a result of the head injury.

I have spent time in DMRC/Headley court for rehab. Is this covered as a hospital stay for the purposes of the cover?

I had 10 units at the time of the accident.
 
Yes, the plan is designed to cover permanent physical injuries caused by accidents, including Traumatic Brain Injuries.

It's not one of the listed conditions because the consequences of each TBI can vary enormously, as you know. So they are dealt with on case by case, based on the type and extent of the permanent disabilities.

Unfortunately, rehab is not included in the hospitalisation cover.

If you call the claims teams they can get the ball rolling: 0800 212 480 (0044 20 8662 8126).

Regards,

PB
 
Hi,
I was previously paid for a burns injury but after lots of medical intervention and no improvements I got back in touch with pax as my injury was a lot worse than a burn. I don’t have full mobility in my right leg in result of a blast injury. Pax has referred me to see sepicalists for medical assessments. This has been going on for nearly 2 year. The last assessment came back that I was permanently disabled. I have 10 units and was already paid 2,500 a unit for burns. If I was to get any further pay out would this be decuted and does anyone have any idea how much they think my claim is worth? I have no idea what percentage a leg would be. I can’t run only walk a 200 meters at a time and I have lymphedema all caused by the injury. I was fullly fit prior to the accident and obviously been med discharged.
Thanks in advance
 
A new PAX counselling service for the symptoms of post-traumatic stress disorder (PTSD) is available for any former members of the British Armed Forces who have previously been a PAX Personal Accident Coverholder or Member.

The counselling service is available through PTSD Resolution, a charity (No. 1133188) providing counselling to British Armed Forces Veterans, Reservists, and their families since 2009 to relieve mental health problems resulting from military service.

Upon leaving military service, any ex-PAX Coverholder or ex-PAX Member suffering the symptoms of PTSD will have access to a unique counselling package, offering:

  • Assignment to a qualified Therapist arranged within 2 working days.
  • Up to six face-to-face consultations, with follow-ups at a six and twelve month period.
  • Consultations available for affected family members.

To get the ball rolling, dig out your pax membership details and either call 0300 302 0551 or email contact@ptsdresolution.org
 
A new PAX counselling service for the symptoms of post-traumatic stress disorder (PTSD) is available for any former members of the British Armed Forces who have previously been a PAX Personal Accident Coverholder or Member.

The counselling service is available through PTSD Resolution, a charity (No. 1133188) providing counselling to British Armed Forces Veterans, Reservists, and their families since 2009 to relieve mental health problems resulting from military service.

Upon leaving military service, any ex-PAX Coverholder or ex-PAX Member suffering the symptoms of PTSD will have access to a unique counselling package, offering:

  • Assignment to a qualified Therapist arranged within 2 working days.
  • Up to six face-to-face consultations, with follow-ups at a six and twelve month period.
  • Consultations available for affected family members.

To get the ball rolling, dig out your pax membership details and either call 0300 302 0551 or email contact@ptsdresolution.org
@PAXBloke,

Great news, but as many of us left years ago ( I left in 2009), how do we find our PAX membership details??

I have more chance of snogging the new Duchess of Sussex than finding my details:lol:
 
A new PAX counselling service for the symptoms of post-traumatic stress disorder (PTSD) is available for any former members of the British Armed Forces who have previously been a PAX Personal Accident Coverholder or Member.

The counselling service is available through PTSD Resolution, a charity (No. 1133188) providing counselling to British Armed Forces Veterans, Reservists, and their families since 2009 to relieve mental health problems resulting from military service.

Upon leaving military service, any ex-PAX Coverholder or ex-PAX Member suffering the symptoms of PTSD will have access to a unique counselling package, offering:

  • Assignment to a qualified Therapist arranged within 2 working days.
  • Up to six face-to-face consultations, with follow-ups at a six and twelve month period.
  • Consultations available for affected family members.

To get the ball rolling, dig out your pax membership details and either call 0300 302 0551 or email contact@ptsdresolution.org
This is excellent news and I suspect is the result of much hard work by @PAXBloke and his team.
 

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