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AFPS 05 Scheme Joining FTRS straight after completing 22 years service

#1
Ladies/Gentleman,

Does anyone know the implications of joining the FTRS straight after completing 22 years service and what implications there are on your pension if you do so?
 
#2
Ladies/Gentleman,

Does anyone know the implications of joining the FTRS straight after completing 22 years service and what implications there are on your pension if you do so?
The Forces Pension Society would probably be best placed to advise.
 
Last edited:
#3
In your case your AFPS 05 EDP income of £*,****.** will be suspended in full for the duration of your FTRS commitment.


As you have had no break in service your EDP Lump Sum of £**,****.**will be withheld and will be lost to you.

I can advise that the required break in service needed to keep the entire lump sum would be 301 days.

So there’s your answer. For those of us that were forced to go on the AFPS 05 scheme because of our breaks in service, are now being forced to give up our monthly pension if we wanted to join the FTRS, and to add insult to injury we also lose the EDP lump sum and don’t get it back unless we take a 301 day break from the army.
 

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