Advance of pay query

#1
Hi all, was just wondering if any of you HR guru's could help. I'm due posting within the next couple of months and with removal costs and everything plus other expenses I could really do with a small subsidary to tie me over. Is it possible to apply to my unit HR staff for an advance of pay. If so how quick does it get paid into your account and what repayment options are there.
 
#2
Short answer, yes you can get up to 1 months pay (or 4 months for certain overseas postings). This would be repaid over a maximum 12 month period at a rate of four days pay per month (so if you got a 1 month advance, it would be paid within 8 months at that rate) or if the amount was greater than 48 days pay, at a rate that would see it paid off in 12 months (about 10 days pay a month for a 4 month advance).

If my understanding of this is right, the money should be in your bank account within a matter of days.


JSP754 Ch2 S5 said:
02.0504.In exceptional circumstances advances of pay may be authorised that would, in order for the advance to be repaid within 12 months, require the individual to repay the sum at a rate greater than the equivalent of 4 days pay per month. In this event, the individual will, prior to the advance of pay being approved, be required to provide written confirmation that they understand the level of the repayments in respect of the advance will be greater than the equivalent of 4 days pay per month.


Eligibility

02.0505. Advances of pay are made to Service individuals in the following circumstances and are to be repaid as follows:

...

c. To an Individual Appointed to an Assignment Overseas from the UK (including Temporary Assignments in Excess of 60 Days) and Vice Versa:

(1) Advance: an individual assigned overseas from the UK or vice-versa may receive an advance of one months’ net pay.

(2) Eligibility: those personnel serving on operational temporary assignments are excluded, irrespective of the duration.

(3) To recognise the extra initial setting up costs, personnel assigned on Loan Service to Brunei, Bosnia, Kuwait, Oman and the United Arab Emirates (UAE) may receive an advance of pay of up to 4 months’ net pay. This also applies to personnel assigned to BATUS, Canada.Additionally, the Head of BDS may exceptionally authorise an advance of up to 4 months’ pay to personnel assigned to BDS Washington.

(4) Attachés, advisers and embassy-based Service support staff overseas may be authorised interest-free advances of up to 61 days pay to assist with their setting-up expenses. These will be paid no earlier than 90 days before proceeding to their appointment.

(5) Repayment: the advance will be repaid within 12 months although an individual may elect to pay off the debt more quickly if they choose (see 02.0504).


...

e. To an Individual on Posting Between Units/Stations Overseas.

(1) Advance: an individual assigned between units/stations overseas may receive an advance of one month’s net pay.

(2) Repayment: the advance will be repaid in accordance with 02.0504.

...

Early Repayment

02.0506. Should individuals wish to repay a public debt at a rate greater than the requirement for the particular advance received, they are at liberty to do so provided it would not be at the expense of liabilities that have greater precedence (see Chapter 2 Section 4). In such circumstances the individual’s unit is to retain evidence that the individual has voluntarily elected to repay the debt at a rate greater than the specified requirement.
By the way, when it says you will repay at 4 days pay a month, this could be slightly misleading. I have noticed when making claims via JPA recently that a caution comes up saying that if I have an outstanding GPD, then these monies will go to pay that debt back rather than into my account. Be sure not to rely on any travel warrant claims during this period.
 
#3
What removal costs? If you are a singly, your kit can move through the MFO, and pads get the full removals package. Have you had an assignment order yet?
 
#6
Tits,

Find out what you are entitled to before asking the CoC for a loan, you should have a leave and movements clerk who can assist.

Shiny.
 
#8
Is one eligible for an advance before a tour if having the costs of handing over a MQ and placing furnature in storage ect?
Some of the bits of the JSP that I left out give the rules on that. I think the answer may be 'NO', but will reply again on Tuesday with the references, if no-one else gives you the answer.
 
#9
If you are posted to / from or between and overseas location then you can have an advance of pay of up to 30 days net pay (more for USA/Canada and a few others) which is repayable over 12 monthly installments, not at 4 days gross pay.

if you are UK to UK then you can get nowt.
 
#10
Is one eligible for an advance before a tour if having the costs of handing over a MQ and placing furnature in storage ect?
On Tuesday as promised:

I think you'll find the answer is in here
JSP754 02.0505 said:
c. To an Individual Appointed to an Assignment Overseas from the UK (including Temporary Assignments in Excess of 60 Days) and Vice Versa:

(1) Advance: an individual assigned overseas from the UK or vice-versa may receive an advance of one months’ net pay.

(2) Eligibility: those personnel serving on operational temporary assignments are excluded, irrespective of the duration.
which I had already posted. I read this as 'Yes, you can get this for an Op tour, unless it is a temporary assignment' which is, tbh, a bit baffling. Your unit clerks should be able to advise 8O
 
#12
If you're married, ever thought about Disturbance Allowance - you can claim it up to 42 days in advance of the move?
 

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