Any TA / Reserve guys being mobilised soon for any sort of operation through Chilwell, be it Telic, Fingal, Oculus. I would advise anyone not to take out the Trinity Insurance package as its not upto much at all. you sign up just before you deploy and then when the policy comes through and you find out how bad it is you are already in theatre. Basically the stumbling block is that they class you as TA / Reserve even though you are not at the time of deployment, thus only paying out around 10% of the insured total, its a rip off guys, beware. I have even asked that if this is the case then why dont TA / Reservists only pay 10% of the premium but after two years i still cannot receive an answer to that question. It just seems they are quite happy to take your money, dont know how your loved ones would feel about this if you came home in a box. Lets hope they would pay out in full under those cicumstances. Has anyone else had difficulties with this Insurer..............? PAX is pretty good, they do exactly what it says on the tin.........!!!!!!