OK a quick question regarding the new tax allowance going up to just over 9K...am i right in thinking if my annual pension is going to be just over 10K am I best in telling the tax man that my pension is my main income then any job i get as my second income.......or my pension is my second income??? Does it make any difference...Ive heard conflicting views on this.
It makes no difference if you are working. As has been said, you only get one personal allowance. My advice, which I followed, is to apply your personal allowance to your pension, then any time you are between jobs you don't have to start informing the tax man to swap your pers allowance from one to the other. Once you inform HMRC of your choice, it stays that way.
And I don't for one minute believe that 'Conductor' was actually a conductor. Apart from being a grade 1 wind-up whinger, there is no way he could have made SNCO, with that poor grammar and spelling, let alone become a WO1 long enough to be appointed Conductor. I regard him as just an embarrassment to both the Corps I spent a total of 26 years in.