The wife went overdrawn by Â£2.04 and is now getting Â£53 in charges. She went overdrawn at 23:50 and at 00:01 my wages went in so they want Â£53 for a 10 minute loan. Well Halifax after 22years banking with you, I'm closing my account. When I went to ask about this the guy I spoke to may as well have been the "Computer says No" woman from little Britain. Also transferring all the kids savings accounts, As well as my long term savings, disgusted with their attitude.