- 08-08-2012, 21:26 #91CENT 05ZR70.Last seen at Marchwood, (by Nobby) Heading for Israel.
- 08-08-2012, 21:27 #92
- 09-08-2012, 06:46 #93
" the reason why young people arnt getting the chance of employment is because of the likes of your PA! she should stand aside and let some one younger do that job"
I laughed, and said the reason why she is good at what she does and you are not is purely down to attitude and her sense of work ethic, she could be arrsed to train up as a PA. you could nt!
- 09-08-2012, 07:30 #94
Buzz, I put my self in the position of one of your Poor cap in hand "Ner do wells" and on paper at least see if your doom & gloom is as what you say:
I randomly chose Gloucester, mid size city.
The cheapest I could rent a room for is £150 PCM inc bills
Shopping at Veg from market,lidels, Tesco BOGOF, I could eat healthly for £30.00 a week including Deo, Shampoo. £120.00
So in Gloucester I could survive on £270.00 per month on the most basic level so if you are taking home £750.00 per month
Thats £480 left over, a part from the major cities living on below you £14K is more than than doable (unlike your sister) therefore pissing on your Lazy shitecunt theory, like most of you lazy turds looking around is just that bit of effort too far...!!!
- 09-08-2012, 09:19 #95
- Join Date
- Mar 2006
- East Midlands
I'm chuffed to bits all the lazy don't want work as I'm due to leave the army and will have to get a proper job soon.Just cos you cant hear the voices does'nt mean they are'nt there!
I think I may be anorexic, everytime I look in the mirror there's a big fat fecker looking back!
The Snail "Do you wanna see my beaver?" HS "Go on then!"
The Snail "Oooooo you've touched my beaver!"
"Why are you not in uniform for your arrival interview Cpl HS?"
"That'll be because i've dekitted boss!"
- 09-08-2012, 09:51 #96
I am a 'young person'. School leaver, didn't finish university. I'm now at 24 and trying to make a decent start in life. I haven't done all that bad, I suppose. Always worked and even when I was out of work, briefly, I found some 'unofficial' graft to tide me over.
I work 40 hours per week and make £11.5k per year before tax. Its minimum wage. There's no overtime rate, no night shift rate and your pay rate does not change until you have climbed 3 rungs up the ladder and you have earned the word manager in your job title.
I live with my missus, who makes just under £15k per year before tax. This keeps me afloat. I wouldn't be able to afford to live alone on what I earn alone so we live together to increase our wage. It's just lucky that we're so in love and all that, eh?
I love my job but my company is one in a big long last of UK companies that pays only minimum wage for the first two promotable positions and has no workers incentive. Young people like myself tend to make up the work force. Service industry.
Its not easy. Its doable, if you live within your minimum means but with those wages you seem to always be scraping the bottom of thr barrel. Either that or you'll have to find somebody to live with.
I don't necessarily think that minimum wage needs to be increased. I think that companies that employ such large chunks of the working class ought to take a little responsibility and encourage movement. I think they should incentivise hard work and reward a good spirit. They should make it clear that your employment is not just a permanent dead end.
- 09-08-2012, 10:19 #97
If the younger man chooses to avoid luxury in his early years so as to work one job and live in relative, affordable comfort then he also must forego having kids and possibly getting married so that he may enjoy some luxury later in life. And at that he will merely work his arse off until retirement where he will probably be in a worse financial situation than he was when he began working for 11k a year.
And things are different from how they were 25 years ago. Jarrod is right - nobody ever thought buying a house was cheap over the years but it is much more difficult now than it was then. Take buying a home. For a suitable 2 or 3 bed house you need at least 8k for a deposit in a world where banks won't loan anybody money. So does he rent houses all his life?
I am in agreement with you that if you want more in life then you should go get it yourself and work hard to earn it. Thats how I was raised and I live an affordable, happy life on minimum wage (though I also have my missus' income). But it's not an easy thing to do in this day and age.
- 09-08-2012, 10:47 #98
For many home ownership is quite a new thing as most people had no option other than rent or remain with parents. My parents were married 3 years before they got a council house, they had to live with my Grandparents as did his sister and husband.
The idea of getting a larger house for having a larger family is quite new, years ago nobody bothered, if you couldn't cope they'd be put in a childrens home.
I think you seem to be quite sensible and do understand but don't think things were easy years ago, wages were less and there wasn't a minimum wage so your job would be very poorly paid and you'd only make a decent wage by working more hours.Night time is really the best time to work. All the ideas are there to be yours because everyone else is asleep. ~Catherine O'Hara
RayC is a pig fucker.RayCbums goats.RayCsuckshorses. Earth is RayC's sockpuppet and P.Maitra is a fat goat sucker.
- 09-08-2012, 10:55 #99
Also, a brief breakdown of my living costs to compare to RoofRats. I'm rounding up so might be unfair.
£11,000 per year, living alone in a two bed flat (went for cheapest option) in South Lanarkshire, Scotland
That's roughly £900 per month before tax.
Council Tax: £100
Fuel (car): £50
Food (£20-£30 3 times per month): £90
So when I lived alone, before I'd gone to the pub or bought a packet of fags (luxuries that I chose and often went without because I knew how to prioritise), I was spending somewhere between 700 and 800 just to live. My luxuries were the internet and the telly for about £28 a month and I paid out 30 quid a month for a mobile phone because it was necessary. I could have done without the mobile or the internet, to be fair, and I most likely could have gotten away without shelling out for my car. But life would have been quite bleak. God forgive me if my car needed fixed or something. Whenever there was an emergency, I had to save feverently for a few weeks or beg a parent or a pal to help me out. It was a nightmare.
To balance it out, I can only advise flat sharing or moving in with your significant other.
After realising that I was struggling a little bit, I asked a mate to move in and things were easier. We split everything 50/50 apart from food, which we usually shared but bought seperately since we had seperate preferences. I was much more comfortable after that. He moved out after 6 months to work elsewhere and my missus moved in with me after that.
Earning, collectively (and approximately), £25,000 per year we are pretty comfortable and now rent a two bed house for £500 a month. The increase in council tax and utilities etc was affordable. We only run one car, though, as it's all we can afford currently but that's fine as a motor is a luxury when you can get the bus to work (which I often do when she's working as she is a home carer). We struggle occasionally but only if we over indulge and go over budget.
- 09-08-2012, 10:59 #100
And I haven't always been sensible. I try my best but occasionally very, very daft things like a night out or a birthday or something will get in the way. Life is never as simple as just paying your expenses. It can be hard to budget when you're younger and there are more people crying and whining for a night out. Now that I'm older I've learned a few lessons in that department.
This is just a question of curiosity - as I know it doesn't count as a necessary expense! - but how much was a packet of 20 fags when you were my age?