ARmy Rumour SErvice

Originally Posted by Fat_Cav

Nice try.

Some more details have come to light. It transpires that the credit/store cards were added to the mortgage during their time together, although they were a legacy of her time before they met. The mortgage company confirmed these details this morning. He agreed to add them in when they remortgaged all those years ago. In all the excitement he obviously forgot he took on a stack of her debts. I told you he was an admin vortex.

The estate agents were surprised he turned up, as she has told them that she is the only name now on the deeds & mortgage, both of which we now know to be untrue.

The BiL will be receiveing a letter from her Solicitors in the next few days, what is says reamins to be seen.

I do agree though about his financial incompentancy, and I'm still not exactly sure why he went into involuntary bankruptcy.

Incidentally has just wants back what he paid in mortgage payments or a similar (modest) lump sum and a divorce. Not too severe I would offer, he did jointly pay the mortgage for several years and extend the house to improve it's resell value after all.

Looks like he did a great job.

I get the feeling he's going to get raped, although she may not come out of this entirely unscathed.

Originally Posted by Markintime

Looks like he did a great job.

Hence why I'm hesitant to take up my wife's offer of getting him in to re-do our en suite.

Originally Posted by cloudbuster

I get the feeling he's going to get raped, although she may not come out of this entirely unscathed.

It's our feeling too CB.

It's not uinfeasible that she may have lost her job or that she may be moving abroad. The main issue to him is that she's selling the house without informing him even though he's on the deeds and the mortgage. His non-payments are academic, he still jointly owns the property.

Most solicitors will do a first free advice interview. Sounds like he could use some advice. CAB also run clinics which solicitors staff. If he starts by asking a family lawyer about the divorce then goes on from there. If he asks about fraud likely to be referred to the police rather than advised. Hope he gets it sorted.

There was a similar case in the courts and papers about a year or two back. The husband had moved out, wife never changed the names on the deeds and when she wanted to sell, twenty odd years later, she was surprised to find that he still owned a big lump of the property. I don't recall the decision, I think it mostly favoured the wife.

Wouldn't the dodgy signatures on financial papers have to be witnessed? It sounds very dodgy.

Originally Posted by Onetap

There was a similar case in the courts and papers about a year or two back. The husband had moved out, wife never changed the names on the deeds and when she wanted to sell, twenty odd years later, she was surprised to find that he still owned a big lump of the property. I don't recall the decision, I think it mostly favoured the wife.

Wouldn't the dodgy signatures on financial papers have to be witnessed? It sounds very dodgy.

From what she told the estate agents, she soley owns the property as she 'bought out' my BiL some years back because of his bankruptcy. It's completeley feasible that she believes this and may have been diddled by some scheming solicitor with the exchanging of a few quid and some psuedo-legal paperwork.

Alternatively, she know's full well that he's on the mortgage and the deeds and intends to defraud by forging his signature. It's not far-fetched, we now know that she did take a couple of joint loans out without my BiL knowing while they were together (It may be some of that that led to his bankruptcy?)

The interesting thing is; What has she told her conveyencing solicitor? They're likely to get a shock when they request the deeds and they arrive with his name on them. Also, when they make enquires regarding the outstanding balance on the old mortgage and he's on there too.

My money is on her committing some type of forgery/fraud and doing a runner. I can't possibly belive that she's that thick/naive/ignorant to believe that she's owns the whole house and is entitled to everything. She was a mortgage/finance manager in a bank for a 20+ years.