ARmy Rumour SErvice

**artimes01** · 10-10-2011, 19:12

Hi All im having a problem finding out any real information on this so i thought i would ask here,
in 2008 i fell on an excercise in the Falklands and hurt my back,i was made p7 and continued to have back problems ever since,ive been on the spines course and countless physio's ,now fast forward now to feb 2011 one of the disks prolapsed in the damaged area of my back and i was sent home on sick leave,i have been at home ever since not nice and very boring, ive had facet joint injections, didnt work, ive had 3 epidural injections they worked for about 4 weeks then wore off,occ health has moved all my med appointments to a camp near my house,and i have physio there every week, i have real problems sitting driving or standing for long periods of time and im constantly in pain ,which ive been told is cronic and probably wont go away,
the MO has started the ball rolling on a med discharge for me and a Col at aldershot has written a letter strongly recomending i be discharged now awaiting my med board,sorry for the long windedness of that bit but thought i should paint the picture first.

Anyway im on AFPS 05 and ive been serving for 16 years im a lvl 7 CPL on the lower pay band
if im discharged how is my pension worked out ? im 42 years old

do i for instance recieve a lump sum and a monthly pension like i would of if i had done 22 years ?
or my whole pension in one lump

or will i recieve a medical pension ie a lump sum and a pension,
and do they take into account that i cant realy do a lot in my present condition and will need physio for the rest of my life

also do i have to apply to AFCS for a seperate pension from them like the old war pension
sorry for all the questions but ive not had any one visit from my camp since Feb and that another reason why occ health moved my med care to nearest camp thank you to anyone who can shed light on all this

**theoriginalphantom** · 10-10-2011, 19:20

there used to be a booklet full of all the info you need, check with your medical centre for a copy.

**artimes01** · 10-10-2011, 19:49

thankyou however ive read this booklet but not much info about Med discharge and i found the booklet only deals with normal discharge and pension not med discharge

**Spanish_Dave** · 10-10-2011, 19:52

Speak to Pensions and Compensation asp old chap

**mediumwhiteamericano** · 10-10-2011, 20:26

If you're sick at home you should be on the WISMIS and being visited by the WISMIS officer every 14 days or there abouts. You're best bet is to direct these questions to him/her. They are required to assist with all questions you may have. Are you going through the PAP10 process and have you been assigned to a PRU?

**artimes01** · 10-10-2011, 20:34

Thankyou for this info all of you, ive not had any visitors and not being Pap 10 ive not been assigned a PRU either all i get is my SSGT contacts me every 3 or 4 weeks to find out whats happening i have been made P0 and awaiting a med board thats all i know so far, i thought it odd i havnt had a visit as of yet

**Forces Pension Society** · 11-10-2011, 07:53

The important factor in AFPS 05 ill-health calculations is the Tier into which you conditions falls.

If it falls into Tier 1 you will not get a pension immediately - it will be preserved until you are 65. Instead you get a tax free lump sum calculated at 1/8 of final pensionable pay for each year served - so 2yrs (the scheme minimum is 6 months pay and the maximum is 2 yrs).

If your condition falls into Tiers 2 or 3, the pension is paid immediately. For Tier 2 it is worked out on actual service plus 1/3 of the service you could have given if you stayed until age 55. For Tier 3 the enhancement is 1/2 of prospective service.

AFCS benefits will be considered automatically when your pension is assessed.