Useful

**The_Magician** · 08-03-2010, 11:53

Hi Guys

I heard a horrible rumour that you lose your Army Pension when you turn 65 when you are in receipt of a State Pension?

Is this the case?

If this is the case my idea of a great retirement are out the window!!

Ah well Sh*t happens.

Magic

**whosthedaddy** · 08-03-2010, 11:59

Hmmm, sounds like a load of piffle to me. Your Army pension cannot simply be stopped because you are receiving a LOWER State pension. Just like Teachers/Policemen etc will continue to get their pension whilst also receiving state pension, so will you.

**Count.Dracule** · 08-03-2010, 12:03

Assuming i live to 65

However I would not be surprised if you keep your Army pension but lose your state pension.

I would not take anything for granted these days!

**The_Magician** · 08-03-2010, 12:09

Thanks Guys

Yep I am White, Male, Hetrosexual and almost Middle Class easy target.

Magic

**CaptainWillard** · 08-03-2010, 12:10

Stop giving the bstards ideas.

You get both.

CW

Quis Separabit
Vestigia Nulla Retrorsum

**The_Magician** · 08-03-2010, 12:13

Originally Posted by CaptainWillard

Stop giving the bstards ideas.

You get both.

CW

Quis Separabit
Vestigia Nulla Retrorsum

CW

Cheers for that I take it you are talking from experince or know someone in receipt of both?

Magic

Magic

**Hairy_Fairy** · 08-03-2010, 12:20

Old man has just turned 65, and was in receipt of an Army (Officers) pension.

You do get both, but there was a bit of buggering about due to some part of one of the pensions being used for some government minimum standards crap - so he ended up losing a bit - not a lot.

Can you tell I don't really know what I'm talking about? Am sure there'll be some RAPC chap along soon who'll know the gen.

**johnboyzzz** · 08-03-2010, 12:24

Originally Posted by The_Magician

Hi Guys

I heard a horrible rumour that you lose your Army Pension when you turn 65 when you are in receipt of a State Pension?

Is this the case?

If this is the case my idea of a great retirement are out the window!!

Ah well Sh*t happens.

Magic

Hey old yin

If you joined the Armed Forces between 1975 and 5 April 2005 you will be a member of the Armed Forces Pension Scheme 1975 (AFPS 75).

This is a work-related scheme that began in 1975.

Under this scheme, your pension is payable to you when you are 60. The amount of your pension will depend on your rank and length of service.

This pension does not affect your state pension. You are entitled to start receiving the state pension at retirement age. This is currently 65 for men and 60 for women but will be different from 6 April 2010. This is because the age difference between men and women is gradually being equalised and the retirement age for both men and women is gradually being increased.

Source: http://www.adviceguide.org.uk/index/...r_families.htm

If you want to find out how much your state pension is then try -

http://www.thepensionservice.gov.uk/

**genuine_exscaley** · 08-03-2010, 12:27

[quote="CaptainWillard"]Stop giving the bstards ideas.

You get both.

CW
/unquote]

Sadly, not exactly true. Don't have the letter I have just received in front of me but it DOES contain a statement that it (my Army pension) will be reduced according to how much State pension I receive when I'm 65. So if your Army pension = your State pension, logically you lose one or the other. Guaranteed: You won't get all of both.

**The_Magician** · 08-03-2010, 12:27

Originally Posted by Hairy_Fairy

Old man has just turned 65, and was in receipt of an Army (Officers) pension.

You do get both, but there was a bit of buggering about due to some part of one of the pensions being used for some government minimum standards crap - so he ended up losing a bit - not a lot.

Can you tell I don't really know what I'm talking about? Am sure there'll be some RAPC chap along soon who'll know the gen.

Thanks for this Fairy, but I think Officers Pension is slightly different form an OR Pension

Cheers anyway

Magic